Blog Entries With Tag: coverage


Posted: Mar 29, 2014

If only money grew on trees

For some of us - who don't have either private or work medical coverage here in Canada for prescriptions we require - it can be tough to manage the budget between food / rent / and other things that we require to stay alive.

For example, in my case, even though I don't have pump coverage (in Quebec it is for under 18 only - and as long as you remain in the province after that age - you are covered) - my visits to doctors / hospital (ER) they are paid for through our provincial income taxes.  Of course, this is all based on your income.

Wait but currency grows on trees

The same applies for medical coverage in our province - it is all based on your income - and so far - since starting to research where I'll get my best bang for my buck based on cost of living (housing / rent is relatively cheaper here in Quebec than in Ontario which is "next door").  These are things you have to weigh out when having to survive on medications to keep you alive.  

Sadly, when attempting to find out what each province covers via the Canadian Diabetes Association (CDA) - I'm finding no information at all.  In away, this is something I thought they would have shown on their website - to help ALL Canadians figure out what is covered by each province.  Either I'm looking in the wrong place - but this is what lead me to post this blog - incase others are like myself - wondering about their best option for medical/prescription coverage for their diabetes health.

UPDATE: Thanks to Petronella Peach - she sent me this link from CDA - that shows what our provinces cover for diabetes prescriptions.  They're abit out of date (2011) - but better than nothing!

what Canadian funds looks like to a foreigner

Take for example, I move to Ontario (that has insulin pump coverage if I go back to it that is).  You have to pay for your prescriptions until you reach retirement age.  They do not have a similar medical plan like we do here in Quebec - which is a more socialist system similar to France. Ontarians of course - pay less in provincial taxes - so there goes the thinking cap of what works out better financially in the long run to maintain my diabetic health?  Paying out of your own pocket OR paying the province more in taxes to have your drugs covered.  Hmmmm, decisions, decisions. If only money grew on trees.

 

Current Drug Insurance Plan in Quebec

Above it the current public prescription drug in my province (for larger picture go to this link link

How does your own province/state/country compare to mine?  I'm curious - as I prepare to make a move after retirement to a new frontier - perhaps to the east coast (closer to the sea for sailing) - wait - maybe to France!

 

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Posted: Mar 30, 2013

Gotta love Mr. Bean

UPDATE -** NOVEMBER 18TH 2013 ** - I HAVE FINALLY BEEN APPROVED TO USE THE I-PORT! Why it took my insurance company so long is beyond my comprehension - but now I'm so excited - especially when I take my next holiday  - where I can't risk having my out of warranty insulin pump go wonky on me - this will make my MDI (multiple dose injection) regime so much easier!!!!

*******************

I posted this blog the other day at Blogger - and thought I'd share it here with you at Diabetes1.org! 

Picture of an upset

Okay, okay, don't get your nose out of joint - my fellow insulin pumping peeps - that I'm saying that the i-port is a mini-me insulin pump - but in away - when you look at it "logically" without any anger from my statement - I AM the "mini-me" pump - I am the brains behind what goes into my body - via the i-port - I AM IN CONTROL - not a machine - that I've programmed with best intentions to keep my diabetes health in control.

 


Yes, I still have to give a separate shot for my "basal" rate with long acting insulin  - I do this twice a day - 12 hours part seems to work best for me.   The basal rate is basically what your pancreas - if it's working - squirts out all the time - in order to keep your blood sugar in a normal range when your not eating, etc.   With diabetes - your pancreas can be abit on the wonky side and either work when it feels like (e.g. Type 2) or like myself as a Type 1 - where my pancreas is dead as a door nail. 


The recommendations of the i-port website is that only ONE type of insulin being put thru' the port via either a pen needle (no shorter than 5mm) or syringe (28 gauge is the thickest - otherwise you could ).  I'm fine with that that I can only use the port for one insulin.  With a "real" insulin pump which has an insulin cartridge that stores insulin (the i-port doesn't - you INJECT the insulin thru' the port) - we all know it's programmed to squirt out ""X amount" of  rapid acting insulin - for your basal rate as well as your bolus rate (aka - if you have to correct a higher than normal blood sugar (BG) or for when you are eating a meal).  If this has got you abit confused about the types of insulin - check out the link from Diabetes.co.uk that explains how injected insulins work in our bodies.  


My messy diary along with box from i-port


The thing I loved about my six day experiment with the i-port (I was only given 2 samples - boo! hoo!) - is that instead of my having to do the human dart board practise on my stomach for my bolus shots 5-8 times a day - I just did my insulin injections through the port in my skin.  It really is like an infusion set that we use with an insulin pump - except it has no tubing - or connections to a little machine that goes ping.   The port is changed EVERY 3 days - which is the recommendation for most infusion sets.  Usually in the past, I've had issues with the teflon coated plastic cannula that remains in my body for that length of time.  Luckily, with the i-port I had no such issues, removing the port left barely a mark in my skin. 


The good thing about the i-port - less expensive then the alternative of an insulin pump (I can purchase the i-ports at Diabetes Express for $149.99 CAD for a box of 10).  This is bit less expensive then what I was paying for my infusion sets with my insulin pump - but the even bigger saving for me?  I'm not having to pay for a pump which ranges from $5-7K depending on where you live - along with the other supplies that go along with the pump (insulin cartridges, batteries, replacement caps, etc.). 


i-port put in place (really easy)


One thing I did find was that I didn't cringe at having to give another shot of rapid insulin for a little sinful snack or a correction shot.  It reminded me so much of the insulin pump I used to use - where a simple touch of the key pad - squirted insulin into my body via the infusion set - except with the i-port - you are the brains behind what insulin you are injecting with.


I have submitted a predetermination form thru' my husbands workplace insurance in the hopes that these ports will be covered - hopefully at 100%.  So wish me luck - since I'm really REALLY missing my little i-port right now - I felt very spoiled using the two I was sent. It's almost how I felt when I first disconnected from my pump - and went back onto multiple daily injection (MDI).  After almost a month of learning how to stay in the BG zone with MDI - I can now say - that ANYONE can do it - if they put their mind to it - and now I'm not missing my pump as I go into my 4th month of being pump free.


It stands out about 1/2" or abit less


My conclusion?  For anyone without insurance coverage - dislikes injecting to the point of not wanting to inject (not good - tisk - tisk - who hasn't done that in their life time with diabetes?) - I really think this is the route to go - to keep a diabetic from suffering the effects of poorly controlled diabetes.  

 


NB
:  The i-port Advance has regulatory clearance in Canada, US and the European Union.  In the EU they currently have distributors in Germany, Italy and the Nordic Region and are in conversations to add some additional countries in the near future. India and Australia will be further down the road. 

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